How much can I afford?

Step 1 (House payment is your only debt)
How much do you and your co-borrower make each year?	$
Based on your income, your max house payment should be	$
You can afford a home worth approximately	$
Step 2
What are the combined minimum monthly payments on all your debt (excluding your current mortgages). Example - car loans, credit cards, personal loans, etc.	$
The maximum that you can pay each month for a house payment including your debt is	$
This means you can afford a home worth approximately	$

Is this less than you need? That's ok - there are many programs for people that don't qualify for Fannie Mae Conforming loans. Let's see what you could afford under a non-conforming loan.

You could afford $ a month in a house payment under a non-conforming loan. This means you may be able to afford a home worth approximately $ The rate MAY be a little higher, but at least you have options.

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Talk to Our Team